Secure Your
Future with Us
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Protect Your
Home and Family. Even If the Unexpected Happens
Get affordable Mortgage Protection Insurance that covers your mortgage if something happens to you without medical exams, long forms, or confusion.
What we provide
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Health Insurance
Business Insurance
Life Insurance
WHY CHOOSE LEGACY?
✔ Licensed & Trusted Insurance Advisors
Professionals who guide you step-by-step .No pressure, no confusion.
✔ No Medical Exam Needed (Most Applicants)
Quick approvals with simplified underwriting.
✔ Instant Personalized Quotes
Get real numbers. Not generic estimatesin minutes.
✔ Plans Tailored to Your Mortgage & Budget
Coverage designed around your home, your family, your needs.
Protect your biggest investment with an affordable plan that keeps your family in their home, no matter what
A sudden loss shouldn’t force your family into losing their home. Mortgage Protection Insurance (MPI) ensures your mortgage is paid off or covered, so your loved ones can stay exactly where they belong.
what is mallianz
Lorem ipsum Mallianz is a multinational financial services company. Its main business is insurance.
professional company
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Great Customer service
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easy to use
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Register for insurance today
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How Mortgage Protection Insurance (MPI) Works
1. Pays Off Your Mortgage
If you pass away, the policy helps pay off or cover the remaining mortgage.
2. Matches Your Mortgage Term
Choose coverage for 15, 20, or 30 years the same length as your loan.
3. Level or Decreasing Benefit
Keep the same coverage amount or let it decrease as your mortgage balance goes down.
4. Family or Lender Beneficiary Options
Benefits can go directly to your lender or your loved ones.
what benefits we provide
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Financial Security
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Retirement planning
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Tax benefit
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MPI vs. Traditional Life Insurance
What’s the Difference?
FEATURE
Covers Mortgage
Medical exam required
Easy to qualify
Premiums
Purpose
MPI
✅ Yes
❌ Often No
✅ Very
💲 More affordable
Mortgage protection
TRADITIONAL LIFE INSURANCE
Not guaranteed
⚠ Usually Yes
Varies
💲 Higher
Any financial need
what benefits we provide
Why Homeowners Choose Mortgage Protection
Easy to Qualify
Many plans require no medical exam and approve quickly.
Affordable Premiums
Get protection without breaking your budget.
Optional Riders
Add disability or critical illness protection for extra security.
Optional Riders
Add disability or critical illness protection for extra security.
what our achievements
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180K+
Clients
Joined
18+
Award
Gained
8+
Years
Experience
Who is this for
Perfect for Homeowners Who Want To:
Protect their family’s home
Avoid leaving a financial burden
Secure coverage fast
Get affordable protection
Have peace of mind every day
Mortgage Protection Insurance
Frequently asked question
1. What is Mortgage Protection Insurance?
Mortgage Protection Insurance (MPI) is a policy designed to help pay off or cover your mortgage if you pass away, become critically ill, or in some cases, become disabled.
2. How is MPI different from traditional life insurance?
MPI is specifically designed to protect your home.
Traditional life insurance can be used for any expense, while MPI focuses solely on ensuring your family never loses the house.
3. Do I need a medical exam?
Most plans do not require a medical exam, making MPI easier and faster to qualify for than traditional life insurance.
4. How much coverage can I get?
Coverage typically matches your mortgage balance and loan term—15, 20, or 30 years.
5. What happens if my mortgage balance decreases over time?
Some plans offer decreasing coverage that adjusts with your balance, while others offer a level benefit that stays the same for the entire term.
6. Who receives the payout if something happens to me?
Depending on the policy, the benefit can be paid directly to your lender or to your family so they can manage the mortgage.
What client say about us
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Darcel Ballentine
Barone LLC.
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled.
Leatrice Handler
Acme Co.
Trusted coverage & Top carriers
Register for insurance today
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Contact Us to know more
We provide affordable and reliable insurance for individuals and families.
